The housing market is notorious for sharp turns and rapid ebbs and flows. But the pandemic has made an already volatile market all the more unpredictable. Even still, forecasters are starting to see the forest for the trees with housing. Here's what the residential real estate world could look like as we head towards the end of the year.

## More of the Same Real Estate Forecast?
The combination of high mortgage rates, insanely high home prices, and inflation are all turning off prospective buyers. A report from Zillow claims that mortgage payments are 7% higher than in June 2019. However, prices are [forecasted to increase by another 6.6%](https://www.noradarealestate.com/blog/housing-market-predictions/). And wage increases aren't keeping up with the skyrocketing inflation either, meaning that it seems unlikely that home prices will fall anywhere in the near future.

There is some good news, however. If you are in the market to buy a home this fall, [your options will likely increase](https://www.forbes.com/advisor/mortgages/real-estate/housing-market-predictions/). Realtor.com forecasts that there will be a 15% jump in housing stock over the next few months. So if you're financially ready to start looking for a home in the second half of 2022, chances are you will have the luxury of choice.

## Buy Now or Wait it Out?
Above all else, you want to be in a financially stable place before you focus on buying a house, regardless of how the market looks. And for many, the market is irrelevant - you may have no choice but to move, or you're ready for a change and don't want to wait forever.

Frankly, this is a much better approach to purchasing a home than taking the temperature of the markets every few months. It's always best to try and shop within your budget and needs.

However, you also don't want to sacrifice everything just to purchase a home; that's usually how you'll end up with immense regret or live in a home you aren't comfortable with. There's also an argument for waiting for prices to go down if you aren't in much of a hurry, but recognize that they may not be lower by the time you need to purchase and could even be higher.

## What About a Housing Market Crash?
Experts don't predict a housing market crash this year. The rising prices have affected the market significantly. Still, the prices aren't jumping at an alarming rate, even if they have grown exponentially over the past few years. The demand for homes is very high, and once the stock has satisfied the demands, the prices will likely fall. Whether or not the 15% jump in stock forecasted for this year will be enough to meet the needs remains to be seen. Affordability is still an issue, and with prices where they're at, anyone with limited financial resources will still balk at the options offered, no matter how many there may be.

The housing market forecast is based on pre-existing patterns, and it's a market that always finds a way to tip back the scales toward balance. Currently, we are seeing a stalemate between homeowners who still expect to receive offers at or well above their asking price and buyers who are looking at completely different interest rates than 6 months ago. This will lead to many buyers choosing to rent for another year, and many sellers decreasing their asking price. The market could be on the precipice of a correction.

Waiting for residential real estate prices to drop may not be a feasible option. Instead, opt for staying within your budget and keeping a close eye on the market.

If you want to take advantage of selling your home before the market is no longer in your best favor, now is the time! We can help you sell and close on your home in as little as 25 days.

__Learn more and reach out for information [here](https://www.taidacorp.com/contact).__


The housing market is notorious for sharp turns and rapid ebbs and flows. Here's what the residential real estate world could look like as we head towards the end of the year.

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Residential Real Estate Forecast | Fall 2022

The past 2.5 years of the COVID-19 pandemic have created financial strain on countless individuals. For many, this has made paying down a once manageable mortgage a huge burden. For others, the pandemic brought a fresh perspective and has inspired relocation and a new approach to work/life balance. Whether you’re reevaluating the personal affordability of your current home, need to relocate soon, or you’re just ready for a new place and don’t want to lose out on the home equity you’ve built, it’s important to know how to turn your home’s equity into cash.

## Sweat Equity + Home Equity

“Blood, sweat, and tears” is an often overused phrase, but in the case of homeownership, it can’t be overstated. [Sweat equity](https://www.investopedia.com/articles/mortgages-real-estate/08/diy-home-projects.asp) is a huge element of homeownership! You’ve invested time, money, and care into your home, and you deserve the very most in return for that hard work. That’s why understanding how to turn your [home’s equity](https://www.corelogic.com/intelligence/homeowner-equity-insights/) into cash is essential knowledge for homeowners in 2022. The difference between the current market value of your home and the amount you still owe on your mortgage + other debts secured by the home is your home equity. Simply put, equity = market value - the amount owed. 

Selling a home with equity allows you to keep the difference once all closing costs have been paid. That cash can be used for purchasing a new home, relocating, renting a home, paying down other debts, or even just saving! A qualified realtor or appraiser can help you figure out your home’s most accurate current market value, or submit your home to Taida Corp for an offer to see what it is worth. Ideally, you should have 10+% in equity if you’re relocating, and at least 15% if you’re hoping to purchase a larger home. The more the better. 

## Sale Price

Your sale price needs to [pay for your existing mortgage](https://www.knowyouroptions.com/avoid-foreclosure-overview/options-to-leave-your-home/selling-a-home-with-equity), all closing costs, and cover at least a portion of the down payment on a new home if buying again is what you have in mind. In a perfect world, you’d have enough equity to cover all state, local, and federal taxes, moving expenses, attorney fees, any other expenses you don’t want to pay out of pocket, and still have a decent chunk left over for your next house. Selling with equity is still an option for individuals whose mortgages are currently in mortgage forbearance or have received relief such as loan modification, or payment deferral. Those who are still paying down [home equity](https://www.fanniemae.com/here-help-homeowners/here-help-selling-equity) loans can take advantage of selling with equity, too! In any case, you’ll be responsible for the full amount owed, and maximizing cash offers is important. 

According to a [CoreLogic study](https://www.corelogic.com/intelligence/homeowner-equity-insights/), 2021 showed an average equity growth of [31% for homeowners](https://www.homelight.com/blog/what-is-home-equity/), and that’s good news if you need to turn your home’s equity into cash this year! The widespread rising property values in the housing market can be extremely beneficial to homeowners who need to sell. Investing in value-added renovations or aesthetic improvements recommended by a professional is another great way to optimize your take-home cash by increasing your home’s equity. Even very small things like adding gardening boxes in the front yard or painting the front door can add property value and increase cash offers if major renovations aren’t financially possible.

## Steps Towards Getting Those Cash Offers

The first step toward turning your home’s equity into cash is [getting your home appraised](https://www.taidacorp.com/contact). A professional home-buyer or appraiser can provide the details, numbers, and insight needed to maximize your potential take-home cash. If you want something less formal, submit your home to Taida Corp for an offer and we can tell you what your home’s current value is! By following thoughtful professional advice and acting strategically with the sale of your home you can move onto the next stage of your life, and walk away with an incredibly helpful amount of cash. With the right team in place turning your home’s equity into cash can be easy breezy!

Whether you’re reevaluating the personal affordability of your current home, need to relocate soon, or you’re just ready for a new place and don’t want to lose out on the home equity you’ve built, it’s important to know how to turn your home’s equity into cash.


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How to: Turn Your Home's Equity into Cash


Home sellers have always gotten a few all-cash offers with the usual lender-financed offers. These days, however, starting back around the time of the pandemic, many more home sellers are taking all cash offers than ever before. Why? Because the market is so hot!

Desperate buyers are making cash offers because they want a house now. They don't want to spend a long time bidding or waiting for an answer. Some cash buyers may even offer far more than the listing price, or put a deadline on their offer like “You have until Monday before we go elsewhere.” As the seller, you are now in the position of deciding on these offers, so let's discuss why they are being offered and [why you might want to strongly consider them.](https://www.nerdwallet.com/article/mortgages/are-cash-offers-better-for-sellers)

## How Can Buyers Offer Cash?
The first thing you're probably wondering is how any home buyer could be offering [all cash for a home](https://better.com/content/all-cash-offers-how-to-make-a-winning-bid-on-a-house/), one of the most valuable things a person can own. But these buyers aren't just wealthy people buying their third or fourth home. There are good reasons why normal people have this cash on hand and why they are offering cash more often now.

First of all, if someone sells their home in this hot market, they probably have cash available to buy their new home. Or they may be emptying inheritance funds or savings accounts to buy property rather than lose the value from those accounts due to rising inflation.

Also of note is how fewer buyers qualify for mortgages or can afford them due to higher borrowing costs. A young family buying their first home may have discovered businesses that buy properties for them with cash, after which the family pays for the home over time.

Many buyers are factoring in rising interest rates and want to avoid a mortgage loan altogether. They might even be the type to buy homes as cheap as possible and no matter the condition because they are prepared to flip the house or rebuild the property, and these types of transactions usually can't involve a mortgage.

## The Benefits Of A Cash Offer
You may be surprised to learn that some home sellers are [taking all cash offers lower than other lender-financed offers](https://money.com/why-home-sellers-cash-offers-lower-bids/), but sales records show this is happening. For a variety of reasons, all cash offers can be more enticing for sellers. Why?

Cash offers have always been more reliable in terms of proving the deal is assured. The buyer simply needs to show they have the cash, so they use this to get an edge in bargaining. Many agents are now more willing to write out cash contracts and they like being done faster too.

Remember that borrowing interest rates or mortgage loan rates are rising fast, which creates a risk of buyers losing their loan contract. If something happens to the buyer before the sale is finalized – anything that lowers their credit score for example – they may not qualify for the loan. 

Mortgage loan paperwork usually takes 30 days to finalize, while cash is immediate and many sellers don't want to keep waiting for a better offer. Sellers may wish to use the money from the sale immediately, such as for dire emergency funds or hot stock investing. Often homeowners just want to be done with the selling process as quickly as possible. Whether it be that they have already purchased their next home, or they just don’t want to continue making payments for their current home, they go for cash offers.

Most lenders require the buyer to have the home fully appraised and inspected so the bank knows it isn’t helping the buyer purchase a problem property. Buyers who really want a house may offer cash to get around needing an appraisal/inspection and sellers take the offer in order to close faster.

## How To Sell Your House Fast
With these benefits of selling your home for cash, you may be wondering the best way to do so. If you need to sell your home fast, and if cash is your preferred payment, then Taida is ready to make an offer. __[Contact us to learn more!](https://www.taidacorp.com/contact)__		


These days, more home sellers are taking all cash offers than ever before. Why? Because the market is so hot! Let's discuss why they are being offered and why you might want to strongly consider them.

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Why Home Sellers Prefer Cash Offers

Families grow, but houses don’t. That’s why it may become necessary for you to upgrade to a larger home at some point. But how do you know if this is the right time to make the move? Here are 7 signs it's time to move to a bigger home.

## You’re Out of Space
One of the classic signs that you need a bigger place is that you no longer have any free space. When every closet and drawer is filled, that doesn’t leave any room for anything new that you need. Rather than live crowded with stuff, getting a larger home will give you more storage and more places to put furniture with storage. As kids get older, this is often needed as they accumulate more and more. 

## Your Family Is Growing
It’s common to move into a home and then have more children and even get more pets. [When your family has grown, this can cause you to simply outgrow your current home.](https://www.flatrate.com/blog/10-signs-need-bigger-home/) There may not be enough room for everyone to have their own space, and this can make daily living more difficult. You may need more bedrooms, a playroom or den, etc. to make things easier and more comfortable. 

## You’re Planning for Family Growth
Even if you haven’t expanded your family yet, if you are planning to do so, it’s a good idea to get a larger home in preparation for the changes to your family. When you plan ahead for this growth, things can run much more smoothly.

## You Have Storage Units
Many people who don’t have enough room for their belongings at home will rent one or more storage units for the overflow. However, those storage lockers can be expensive, giving you another bill every month. At some point, it may be that the price you’re paying for storage and your current housing is enough to make payments on a larger house. 

## Someone Is Working From Home
If someone in your family is now [working from home](https://www.parents.com/parenting/money/buy-a-house/do-i-need-a-bigger-home/) permanently, more space will be needed to accommodate them. They may need a dedicated office or another workspace in order to get their work done comfortably. If someone in your household is going to work from home, it’s important to accommodate them with the space they need. Their performance at work may depend on having that dedicated work area. 

## Your Rooms Have Become Multipurpose Rooms
If you have one or more rooms that have to do double duty, that’s a clear sign that you need more rooms to accommodate your lifestyle. Are you working out of your living room, entertaining in your bedroom, etc.? If you have rooms that have to accommodate a number of different activities, having more rooms to use can help you to keep each of these activities separated in your mind as well as allow you the space you need for each one. 

## It's Hard to Find a Quiet Place
Family life can be loud, and sometimes you need a quiet place to yourself to recharge. If you don’t have that space, you need it. When you’re too crowded in your home, finding a peaceful space can be impossible. With more rooms to spread out in, you will be able to find that quiet when you need it. 

If it’s time for a bigger home, it can greatly change your lifestyle. It can give everyone in the household the room they need to do what they love. 

If you’re ready to sell your home and transition into a new space that fit your current needs, we’d love to help! 

__[See how we can help you sell your home in as little as 25 days!](https://www.taidacorp.com/contact)__


But how do you know if this is the right time to make the move? Here are 7 signs it's time to move to a bigger home.


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Signs It's Time to Move to a Bigger Home

Being a landlord can be an exciting adventure full of benefits for the right person. The passive income, flexibility with selling a property, and diversification of investments make this option tempting for many. 

However, sometimes we get to a place in our life where something isn't quite right. Being a landlord can be exhausting. Sometimes you're ready to move on and find new horizons in your career and your home-owning journey. But how do you make the transition away from being a landlord, and in what ways can you get help? Not to worry – we’re here to help.

## When Is It Time To Move On?
How do you know when it's time to move on? If you can relate to one or more of these problems, it may be time to sell your properties. Firstly, renovations can be expensive, and all of them must be provided by you. 

Some [61% of landlords say that maintenance is their biggest issue](https://www.businesswire.com/news/home/20170601005817/en/61-of-Rental-Property-Owners-See-Maintenance-as-Top-Pain-New-Buildium-Report-Shows) and can be a massive headache. Secondly, tenants can be challenging to work with sometimes, but if you have one that constantly misses the mark, it's no wonder you’re over it. 

Finally, the housing market can be unreliable and is continually shifting – one year, you'll be making lucrative money, and the next, it'll be a financial famine. Sometimes, it's just not working out, and you need to find something else to do. But what should you do if you're fed up with being a landlord?

## Common Pitfalls When Selling Your Rental Property
Selling your properties comes with its own sort of problems. Firstly, repairs still have to be made; sometimes, they're significant, time-consuming, and highly costly. Renovations/repairs can end up costing more than the added value they provide to your house, so exercise caution if you have an old or run-down property. 

Secondly, realtors, especially those dealing with properties that have been rented, can be a pain. They often have minimal experience, and hiring a realtor will usually set you back 6% of your property's value in fees. 

## We’ll Buy Your Rental Property!
What if there was an alternative to hiring a realtor and hoping for the best? Is such a thing even possible? We certainly think so. We'll buy your property with a simple, straightforward process that's sure to be less painful than the "random realtor" dilemma. Our legal and real-estate experts have all the expertise needed. We conduct ALL of our purchases through a title company, making the process safe and secure. 

Finally, our closing times are always typically within 7-25 days, so you won't have to wait forever to offload a property you're not using. 
Forget about the red tape, the lack of experience, or the insane cost of repairs. We'll handle everything quickly and easily, and you'll be left more satisfied overall in your real-estate adventures. [Consider a cash offer today](https://www.taidacorp.com/sell-my-house-because/tired-landlord) and contact a member of our team to learn more! 

But how do you make the transition away from being a landlord, and in what ways can you get help? Not to worry – we’re here to help.


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What To Do Next When You're Tired of Being a Landlord

Rarely is our dream job in the city where we currently live. If you're eager to launch your best career, you may be checking that "willing to relocate" box on your applications.

While it's exciting to pursue your ideal position, [relocation can be quite a challenge.](https://www.indeed.com/career-advice/finding-a-job/should-i-move-for-a-job) Many employers balk at hiring talent from out-of-state. To secure your best chance of landing the gig, you need an action plan for relocating.

Also, once you get the job, you'll have a lot on your mind. Relocation shouldn't be yet another burden! Here's how to fully prepare for an interstate move. The simpler the process, the better you can tackle your amazing new role with confidence.

Here are 5 valuable tips to help you relocate for work with less hassle.

### Assess the Cost of Living
Every city and state is unique, including its average cost of living. Before accepting a job offer, be sure that your promised salary will cover your expenses. Remember, moving is expensive, so you may not have as much of a safety cushion upon relocating.

[Research the average cost of housing](https://www.pods.com/blog/2020/08/moving-out-of-state/), utilities, gas, and living expenses in your new state. What is the sales tax rate? Are essentials such as food and clothing taxed or not? What is the property tax rate, if you're planning to buy a home? How much is income tax? 
Do your homework so you're not caught unaware. Consider these costs when negotiating your new salary.

### Open Your Accounts Ahead of Time
A new state means a new electricity supplier, Internet Service Provider, and so on. Don't wait until you get there to begin evaluating options. You'll need power, water, and internet right away! Reach out to the relevant utilities and get those accounts set up as early as possible. You may be able to pay the deposit and then schedule the service start date for after you've arrived.

Similarly, be sure to transfer bank accounts and register your license and vehicle tag in your new state ASAP. What if your beloved financial institution has no branches in the city you're relocating to? How long do you have to get a new driver's license or auto insurance? (Hint: it's typically not long!) Do as much of that as possible before your move. 

### Updating Your Mailing Address
It's not just a matter of convenience. A change of address indicates your new residency, [which impacts your tax liability and benefits](https://www.familyhandyman.com/list/tips-for-moving-to-another-state/). You always want to be honest about this — and make the change as quickly as possible. Being a resident of a state often comes with benefits, so why not take advantage?

Also, you'll want to minimize discrepancies in your tax rate, healthcare coverage, and county/state incentives as much as possible. An official USPS change can take a couple of weeks, so schedule your mail forwarding for when you'll be living full-time in your new state. 
Keep in mind that changing your resident state will also affect your healthcare and auto insurance. Your insurers must remain in the loop so you can be charged and covered appropriately. 

### Obtain Temporary Storage
Interstate moves are rarely cut-and-dry. You may close on your new home several weeks after starting your new job. If you're renting, your lease may not start on time. Or, you'll be stuck in a previous lease and paying double rent in another city and state. In short, you'll rarely be able to pack up a house and immediately move to a new home before starting your job.

Expect that you'll need a transient place to keep your belongings. Portable storage containers are a helpful option, especially if you must arrive in the new city before your new home is available. You can also rent storage space on a month-to-month basis, whether in your old state or a new one.

In short, you don't want to be tied down any more than necessary. Flexibility is critical for relocating successfully.

## Consider a Cash Offer for Your Home
What if you own your current home but need to hop on an amazing job offer? Again, to relocate, you need flexibility. Accepting a cash offer for your home is typically much faster than waiting for a buyer to come through with financing. Today's employers move fast, so you must do so as well. 

Selling a home is often a steep hurdle that prevents you from adapting to the pressures of relocating. However, you can receive a cash offer and close the sale even during a hectic relocation with [Taida Corp](https://www.taidacorp.com/sell-my-house-because/relocation) as your home buyer. It's always worth maintaining as much flexibility as possible so that you can take the best career opportunities presented to you! 

Relocation shouldn't be yet another burden! Here's how to fully prepare for an interstate move. 


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Relocating for Work: 5 Tips to Make it Simple and Easy 

Money makes the world go round, and loans help us stay on the ride. Higher education, home improvements, medical emergencies – there are no limits to the important reasons someone might need a long-term loan. No surprise then that homeowners take out mortgages on their homes, which are often the largest sources of value they have.

There's also no shame in reaching the point of defaulting on your loan or wanting to get out of a mortgage that isn't helping you any longer. Perhaps you need to move into a smaller place or somewhere far away, and you don’t want to keep a mortgage for a home you won't be living in.

Whatever the case, did you know there's a way to stop sending mortgage payments and avoid foreclosure? Read on to find out how!

## Basics Of Mortgages And Foreclosures
When you take out a home mortgage, you are getting a loan. The collateral, or what you would lose if you couldn't pay back the loan, is your home. Your mortgage loan could have various different rules depending on the lender, so always read through the contract again for relevant information on their foreclosure process.

If you decide to stop paying back the loan for whatever reason, or can't meet some other requirement, your lender would naturally want that collateral. After a number of missed payments, they would send letters notifying you they didn't get the money. More letters would follow demanding the payments, after which their foreclosure department would take over.

[Notices of Default – the start of the foreclosure process](https://www.investopedia.com/terms/f/foreclosure.asp) – are generally sent about three months after the lender notices payments have stopped. From that point the borrower may have about one month to send the missing payments if possible, allowing them to keep the loan going without a foreclosure.

All of these pre-foreclosure steps can take a while, but after this, the lender can then legally take ownership of the home and evict any residents. They will then try to sell the home for whatever they can get, and use that money for the loan.

## The Many Reasons To Avoid Foreclosure
Let's say you, while owning a nice home, took out a mortgage to pay for expensive home improvements. Halfway through the renovations, you realized you needed to move across the country for some reason. You're not even close to paying back the mortgage, and the value of your home might be about the same as the remainder of your loan, so technically you could let the foreclosure happen and the lender takes the home. Sounds fair and simple, right?

Not so fast! All of those home improvements weren't assessed in the home's value, and there are many other ways you might still have equity tied up in the home. If you had time to finish the renovations and sell the home, you could pay back the loan and have extra left over, rather than giving the home up completely in a foreclosure. But you need to move now, so perhaps taking a loss is worth that?

Again, no. Foreclosures show on your credit statements for the next seven years, taking 100 points or more off your score! Will you be renting an apartment in your next destination? Making any large purchases? Applying for another loan? A bad credit score would give you trouble.

Worst of all, your home might not even be worth enough to pay back the full mortgage loan, and you could be left with a loan to pay despite losing all the value from the home. Some lenders sell seized property for much less than you would get by finding the right buyer, simply because the lender doesn't want to take much time. What you need is some sure method of ending the mortgage loan entirely without risking a foreclosure.

## Getting Cash Offers To Prevent Foreclosure
Many lenders have an option known as a Short Sale, in which they let someone buy the house from you for less than the remaining mortgage amount. If the majority of what was left on the loan is settled right away, the lender may even forgive the rest. You avoid the harm to your credit from foreclosure and any leftover loan, the lender is happy they don't have to go through the complex foreclosure process or keep a risky loan, and the buyer can take their time finding the home's next owner.

If you look into methods like this early enough, you'll also find buyers who pay cash for homes. The Short Sale process can take a long time, while cash buyers tend to be much faster, perfect for when you are moving. You may even be able to find several cash offers at once, allowing you to pick the best. If you’re lucky, you’ll find a cash buyer who can pay off the entire mortgage.

Consider all the added costs of selling the home normally, such as paying real estate agents, staging costs, or closing the sale. Cash sales give you more freedom and less stress. You can decide when you'll move out and let the cash buyers handle the rest, almost like hiring someone to sell your house and settle your mortgage at the same time. 

Do you need to avoid a potential foreclosure? Taida Corp makes cash offers on homes and works with you to get the best deal possible, all while ending your mortgage loan completely. [Contact our team soon to get started!
](https://www.taidacorp.com/contact)

Did you know there's a way to stop sending mortgage payments and avoid foreclosure? Read on to find out how!


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Can I Avoid Foreclosure With A Cash Offer? (Answer: Yes!)

In many ways, summer is the ideal time to move - kids are out of school, students and new graduates are leaving their dorms, the weather is nicer, etc. However, because it’s such a [great season for moving](https://www.moving.com/tips/the-dos-and-donts-of-moving-in-the-summer/), summer is also the most popular time to move. There’s also the heat to consider, which can affect the items you are moving, and make the physical acts of carrying boxes and furniture up and down stairs a bit more challenging. 

Since summer poses some unique challenges if you’re planning a move, here are some tips that are tailored directly to help [ensure your summer move goes smoothly. ](https://www.moving.com/tips/summer-moving-tips/)

### 1. Plan Ahead

You always want to [start planning your move sooner rather than later.](https://www.apartments.com/blog/summer-moving-tips) Give yourself more time than you think you need to make sure your arrangements are in order. In summer, however, you’ll want to factor in even more time for planning and organizing your move. 

Moves are more common during summer than in the rest of the year, so because of that, if you’re planning to hire movers, you’ll need to start the process of shopping around well in advance to secure a reasonable rate. 

You also want to make sure that you use the month or so leading up to your move to take care of tasks like changing your address for bills and accounts. You don’t want to leave this to the last minute, because things may get sent to your old address and you’ll want to ensure nothing gets lost in the shuffle. 

Furthermore, packing always takes more time than anticipated! It’s better to be packed up early than to be scrambling and losing sleep to finish sealing boxes the night before your move. 

### 2. Expect to Pay More for Movers

As more people are moving in the summer, movers are more in demand. This means that their services come at a premium, so you’ll need to reconcile yourself with paying a higher price. 

It’s good to compare prices and check out multiple moving companies before scheduling anything, which is why you’ll want to get started in advance. However, even reasonable summer rates tend to be higher than what you might pay for movers in fall or winter. 

### 3. Pack Strategically for the Heat

The weather is one of the perks of moving in the summer because you don’t have to worry about the cold or slipping on ice. However, the summer heat presents its own difficulties. 

For instance, many electronics can be vulnerable if left out under the summer sun unprotected. You’ll want to make sure that these items are kept cool as long as possible to prevent irreparable damage. Make sure that you turn the AC on in your new home so it is cool when you start to bring things in, and leave the AC on in your old home until you’re done moving things out. It’s also a good idea to make certain that electronics and other items that might melt or be damaged by the heat are the last things taken out of the old place, but are the first to be brought inside the new residence. 

### 4. Start Early 

There are a couple of reasons to get an early start on moving day. For one, it will help you beat the heat. High summer heat doesn’t hit its peak until midday typically, so if you begin early, you’ll hopefully end early and minimize the amount of time that the heat is at its height. 

Secondly, moving often takes more time than anticipated. You should plan for this and start earlier than you think you need to so that any roadblocks or speed bumps don’t derail the day. Plus, if you manage to stick to the timeline without any delays, you’ll have more time to unpack and settle in for your first night in your new home. 

### 5. Stay Hydrated and Cool!

Moving is physically exhausting, and it’s always important that you listen to your body and drink lots of water when you’re doing any form of exercise. This is doubly true in the summer, because the high heat will cause you to become dehydrated more quickly. Therefore, you want to make sure you have plenty of water bottles available for yourself and the movers. 

You also want to dress for the weather. It’s crucial that you don’t let yourself become overheated, which is a real danger in the summer months, especially when you’re exerting yourself. Dress in very light layers and keep the AC on as much as possible when you’re indoors. 
Moving Quickly
While summer will be winding down before you know it, there is still time to take advantage of moving this summer. If you need to sell your home quickly and easily, we are here to help!

__[Learn how Taida Corp can help you close on your home in as little as 25 days.](https://www.taidacorp.com/contact)__


Since summer poses some unique challenges if you’re planning a move, here are some tips that are tailored directly to help ensure your summer move goes smoothly. 


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5 Summer Moving Tips

It’s not easy adjusting to a home after all the kids have moved out. What was once a place filled with joy and laughter from room to room, now becomes a space with hallowed walls where you only hear echoes of your own voice.

But it doesn’t have to be all bad. Your “new” home without the kids just needs a few adjustments and some getting used to. So, here are some downsizing tips as you adapt to being an empty nester.

### Declutter
No doubt with after-school activities and other things going on in your kids’ lives it’s been a while since you’ve gotten rid of some things. Well, you have some free time now. The garage, closets, and kitchen are just a few places that [could probably use your attention.](https://www.cwms.net/8-downsizing-tips-for-empty-nesters/) Start there and then make your way through the rest of the house. You’ll not only find yourself busy with no time to think of how empty the house is, but you’ll also be checking some essential tasks off your to-do list.

### Redecorate
The longer we live in a home, the more often we’re likely to change it up from time to time. You’ve been wanting to [rearrange that living room](https://www.homelight.com/blog/downsizing-tips-empty-nesters/) for a while. What better time than now? The walls can be repainted without fear of being marked up, and you’ve been dreaming about white furniture. The ball is now in your court to have the new look and feel in your home that you’ve always desired. Take advantage of this empty-nest stage of your life and do what you want.

### Repurpose
Do you really still need all those bedrooms or would one of them make a nice place for a home office or a gym? The sky’s the limit as you consider the possibilities of how to use the space in your new home. Empty nesters usually have more space than they need. So, it’s important to make your home as functional as possible. If you love working out, move your gym membership to your home. Plus, you’ll save some money. If you’ve been wanting to start a home business, now’s the time to do so and create the office space of your dreams. Don’t stop there! The possibilities are endless — let the brainstorming begin.

### Downsize
Becoming an empty nester can be a big adjustment for many people. They try everything to deplete the feeling of being alone in too much space. They declutter, redecorate, and repurpose, among other things, but sometimes none of those is the answer.

When all other things fail, it may be time to downsize. To some, that’s a bad word, because you’ve got precious memories in your home and you don’t want to lose them. You wonder where the kids will visit when they do come home. But as the full-time occupant of the home, your needs should always come first.

That’s why we’re here. Taida knows the longer you stay in your home, the more it can become a burden. Homes require maintenance that gets harder for us as we age. In addition, there are features within those walls that make it more challenging physically, mentally, and financially as we get older.

It’s never too early to start thinking about your needs and what’s best for you moving forward. As an empty nester, you can now put your mind on things that will benefit you and bring you closer to your future goals. As you get older, you may want to consider settling in a home that adapts to your age and gives you better access to things around your home.

Whether you sell your home and move into a smaller one or build a new home that will work best for your future needs, we can help.

Ready to downsize? __[Consider a cash offer with Taida.](https://www.taidacorp.com/contact)__


It doesn’t have to be all bad. Your “new” home without the kids just needs a few adjustments and some getting used to. So, here are some downsizing tips as you adapt to being an empty nester.


caucasian-senior-couple-drinking-coffee-together-a-2022-01-19-00-02-40-utc (1)

Downsizing Tips for Empty Nesters

Are you selling your home? Home sellers need to consider many factors, one of which is whether to accept a cash offer for your home. Let’s take a look at what a cash offer is and why accepting a cash offer is beneficial to a home seller.

## What is a Cash Offer on a Home?
[In a competitive real estate market](https://better.com/content/all-cash-offers-how-to-make-a-winning-bid-on-a-house) like today, sellers can often quickly receive several bids from prospective buyers. Most of these offers will need to be financed with a mortgage loan in which the buyer borrows the funds from a lender, like a bank, to pay the seller for the purchase price of the home. 

A cash offer is generally accepted to be any offer where there are no financing contingencies in place. A financing contingency is a clause in your purchase agreement that would let the buyer back out of buying your home for reasons related to financing. This could be issues related to the appraisal, or issues with the type of financing they are using (if they use any). The most commonly thought of “cash offer” is where the buyer can purchase the home without the need for a mortgage (the buyer has the full purchase amount in their bank account). However, if a buyer is an investor they will often make a cash offer for which they are using a private loan.

Ultimately for the seller, the most important thing is that a cash offer does not allow the buyer to back out of the transaction for any reasons related to financing. 

## Benefits of a Cash Offer to a Home Seller
If you are a home seller, there are several benefits of you accepting a cash offer for your home. Here are five of them:

### Speed
Cash offers avoid the period of paperwork, processing, and underwriting that is required when financing a home with a mortgage. This lets the buyer and seller [get through the closing process quickly](https://www.nerdwallet.com/article/mortgages/are-cash-offers-better-for-sellers)—as quickly as 10 days or less with a cash offer compared to up to 45 days for a financed offer.

For sellers, completing the closing fast means you get to move on quicker. You will get the money in hand so you can speed up the process of finding and moving into your next home.

### Simplicity
Cash offers are straightforward. They don’t need mortgage financing or appraisal contingencies. For home sellers, a cash offer makes it much easier to simply say “yes” and make the deal.

Another aspect of the simplicity of cash offers is that they come with fewer variables that could become issues, both for you as the home seller as well as the home buyer. A cash offer means you’ll both have less anxiety and worry throughout the purchase and closing process.

### Certainty
As a home seller, [certainty is the difference between knowing your home is sold and wondering if the deal will unexpectedly fall through.](https://www.flyhomes.com/blog/why-are-cash-offers-better/) While this is less common in today’s seller-favoring market, it is still a very real possibility. This would derail all your home selling plans, requiring a re-listing of your home and with it, the appearance that there may be something wrong with your home, making potential buyers think twice about it.

Making a cash offer forces a buyer to waive financing contingencies. This lets the home seller ensure the buyer is ready and willing to pay for the home to get the deal closed because the funds are already there and waiting to be transferred.

### Less stress
Lenders require an appraisal before approving a mortgage. In a market like today’s, where home values are rising fast, appraisals based on comparable homes don’t always keep pace. This means a potential appraisal gap between what a home buyer would be willing to pay versus what a mortgage lender is willing to finance. 

A cash offer with no appraisal allows the home’s value to be whatever the buyer is willing to pay, which removes a large portion of the uncertainty in the transaction

The bottom line is that, while a cash offer can mean less money, it often brings benefits to both the buyer and seller that they wouldn’t otherwise have with a financed sale.

## Interested in a cash offer?
If you are a home seller and interested in a cash offer for your home, the most efficient and secure way is to work with a professional who can handle all details of a cash offer for you.  

Taida Corp specializes in buying homes with cash offers only and has the knowledge and expertise needed to make the sale of your home go as smoothly and quickly as possible. [Contact Taida Corp](https://www.taidacorp.com/contact) today to receive an offer on your property and get the sale process started.

Are you selling your home? Home sellers need to consider many factors, one of which is whether to accept a cash offer for your home. Let’s take a look at what a cash offer is and why accepting a cash offer is beneficial to a home seller.


partner-has-made-a-fraud-in-the-contract-of-sale-and-being-handed-a-cash-and-pen-to-the-businessman t20 nXBE1g

Why Cash Offers are so Beneficial for Home Sellers

Selling your first home can be a daunting and lengthy task. However, we have 3 important tips for first-time sellers that are designed to help you get the most money for your home. In even more good news for sellers, the market is still in your favor! The housing market has been in the seller’s favor for some time now, and while it will eventually correct itself, the time to sell is (still) now. 

Here are 3 of the top tips for first-time home sellers.

## Tip 1: Stage Your Home For Sale

[Staging your home](https://www.hsh.com/homeowner/first-time-home-seller-tips.html) will only increase your home’s selling potential. A well-staged home gives off the vibe that not only did you take care of it, but that you expect there to be competition for it.

The general rule of thumb when it comes to staging your home is to strike a balance between being lived in and clean. It can’t look sterile and cold, but it also can’t look like the dog and children just came in from a day playing outside either.

Consider removing any religious or political paraphernalia. Remember, you want to broaden your potential buyer's list, not limit it.

## Tip 2: Know When It Is Time To Sell

[Knowing the current real estate market](https://www.zillow.com/sellers-guide/steps-to-selling-a-house/) in your area will help you know when it is the perfect time to sell your home. As mentioned, the entire country is most definitely in a seller's market. Sellers have the negotiating power and can afford to be a little more confident about upping their asking prices.

## Tip 3: Know Your Buyers

When you are a buyer (try and remember when you were one), financing was contingent on a home loan approval. Buyers who are short on finances are mainly focused on getting a low payment loan (or no down payment loan) that is insured by the Federal Housing Administration (FHA) or by the U.S. Department of Veterans Affairs (VA) if they’re a veteran.

For you as a seller, though, financing is contingent on a buyer's ability to close. It’s critical to think through who your buyers might be to understand where you can price your home, ideally on the higher end of the market if you know your potential buyers might be able to swing it. 

In theory, a buyer who can put more money down has a stronger offer. Their ability to put more down indicates they have more cash on hand, and more ability to make the deal work if the home doesn’t appraise or minor extra repairs show up during an inspection. A buyer who can’t afford to put any money down is 100% dependent on all inspections going perfectly, the home appraising where they hoped, and their financing coming through. Cash purchases are a dream for sellers, and they are becoming increasingly the norm in this current hot market. All-cash offers have no financing contingencies and are considered the safest and strongest type of offer. 

Either way, it’s important to understand who might be looking for a home in your neighborhood to better understand what you could list your home at. 

## Wrapping Up

If you are looking to sell your home in the easiest way possible where you simply don’t have to worry about things like staging, proper timing, repairs, impressing buyers, and more, look to Taida Corp. 

We only make cash offers and can close in 2-4 weeks. If you need to sell your home quickly, or are just looking to alleviate the headache of home selling, we’d love to chat with you!

[Contact us for a great offer today!](https://www.taidacorp.com/contact)


Selling your first home can be a daunting and lengthy task. However, we have 3 important tips for first-time sellers that are designed to help you get the most money for your home.

newlywed-couple-in-a-new-house t20 6lPn8v

3 Tips for First-Time Home Sellers

You’ve done all the hard work, accepted an offer for your home, and gotten past all of the contingency periods. Congratulations! It’s not an easy process or a quick one, but now you’re into the closing phase of the home selling experience and there are a few things to keep in mind. Yes, the end is in sight, and moving day is on the horizon so the temptation for many homeowners is to take their foot off the gas pedal – but we recommend you don’t, just yet. There are still a few things that need to happen and tips you can use to ensure it goes as smoothly as possible.

The ‘closing’ is the phase of selling a home where the seller receives the buyer’s money and the buyer receives the deed to the home. This exchange should ALWAYS be completed by a 3rd party title company and or law firm. It is up to this third party to make sure that the money is in their hands before the deed is transferred, and vice versa. This protects all parties in the transaction. 

Closings are now more traditionally completed individually, rather than the buyer and seller meeting together to sign.

### Part 1: Money

When you sell your home you will receive all money remaining after your portion of the “closing costs” are paid::

- [The seller’s mortgage and any outstanding liens](https://homewarranty.firstam.com/blog/home-seller-closing-process-guide)
- Local government dues, such as property taxes (prorated) 
- Any third-party services 
- Real estate agent fees and commissions

### Part 2: Documents

The following documents must be completed and transferred:
The home’s deed
The Certificate of Title
The Bill of Sale
The settlement statement [(called a HUD-1)](https://www.zillow.com/sellers-guide/closing-every-seller-needs-know/)
Receipts of any repairs completed.

### Part 3: The Property Itself

Transferring the physical property will often mean:

Any post-closing agreements (may include renting the home back to the seller for example)
Exchanging of keys, security codes, manuals, and other home devices.
Note: It is traditional and encouraged to clean your home before closing for the new owner.

Always make sure to review the HUD-1 to make sure that all the items you are paying for line up with your expectations. If you are using a realtor then they should be able to tell you if everything is as expected. If you do not have a realtor and want another pair of eyes on this document you can always hire a lawyer to review the HUD-1, or simply call the title company to have them walk you through it. This is the seller’s opportunity to confirm and/or dispute how much money they will actually receive upon closing.

The title company will handle paying off any existing liens on the property, including a mortgage balance, and any property taxes. The seller typically covers any property taxes owed up until the closing date, and the buyer would cover anything owed after.. Furthermore, they will distribute the commissions and any other fees owed. Once all of that has been deducted from the sales amount, the seller will receive the amount left. Typically this will be in the form of a check or a wire transfer to a bank account.

[Sellers can start packing up](https://www.opendoor.com/w/guides/house-closing-process-for-seller) once their contract is signed but remember, until the deal is finalized and the new buyer takes physical possession of the home, a seller is still responsible for keeping the home in good order. So it’s recommended you don’t host a final party before you hand over the keys! 

## Wrapping Up

Selling your home is an exciting moment, but it can take a lot of work to get to the closing phase through a traditional selling process. If you’re looking for a simpler, faster, and hassle-free way to sell your home, we’d love to help!

At Taida Corp, we go to great lengths to explain the entire home selling process and make you feel comfortable with everything along the way while keeping things simple for you. We want to get to know you, so contact us—and we’ll get that house off your hands! 


The ‘closing’ is the phase of selling a home where the seller receives the buyer’s money and the buyer receives the deed to the home.

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Everything Home Sellers Need to Know About the Closing Process

When you’re thinking about selling your home, there are a lot of factors to consider. One of the most complicated things to decide is whether or not you should use a real estate agent. You might feel pressured to use an agent, especially if you are new to selling homes and anxious about all of the logistics of the market. [While you don’t have to use a real estate agent to sell your home](https://www.taidacorp.com/submit-my-address), if you decide to, you need to be aware of the possible red flags. Let’s walk through a few real estate agent red flags, that way you can make an informed decision that’s right for you. 

## Real Estate is Not the Agent’s Full-Time Job
The real estate market is constantly changing, so if your agent is doing real estate on the side, then [chances are they don’t have the expertise to do their job well.](https://realestate.usnews.com/real-estate/articles/red-flags-to-watch-for-when-picking-a-real-estate-agent) It is important that a real estate agent watches the market closely, and frequently. Therefore, being an agent needs to be their full-time job. Being an agent also takes a lot of effort from their side. They may need to show your home to 20+ buyers till they find one that sticks. Staging a home can take hours of work. If they don’t seem available then you may need a new agent.

## The Agent Has Trouble Remembering Details 
Details are important, especially when drafting contracts. If your agent frequently sends you contracts with errors then you need a new agent. Contract accuracy is an agent’s responsibility, so if you are the one catching mistakes then they are not doing their job.

## They Don’t Seem Familiar with the Area
As a homeowner, you understand the importance of knowing about the area. [Understanding the school districts, attractions, and noise levels of certain neighborhoods is important](https://www.mymove.com/moving/buying-selling/realtor-red-flags/#:~:text=Red%20flag%20%231%3A%20Overly%20high%20pricing&text=But%20it's%20important%20to%20check,lowering%20the%20asking%20price%20anyway) if you’re a buyer—so it only makes sense that your real estate agent should know these things when marketing your home. Stay away if your agent seems unfamiliar with the area that your home is in, because that means they aren’t equipped to sell your home. 

## They Make You Sign Confusing Contracts
When you sign with a realtor at some point you will have to sign a letter of engagement.  What this contract outlines is how the agent represents you. Typically it will specify if the agent represents you for a home sale, for a home purchase, what areas (if it is a purchase), what period of time, and what commission percentage.

One of the most subtle  red flags that comes with real estate agents, is if they try to lock you into unfavorable representation contracts. An agent typically will not walk you through their engagement letter, so make sure you read through the fine print.

As a homeowner signing an agent to LIST your home, make sure the engagement letter specifies...
- A finite amount of time that they have to sell your home. Make sure it is a timeline you feel comfortable with.
- Whether they are representing you to sell your current home only, buy your next home only, or both.
- The property address they are listing.
- Commission - If you are having your agent do everything (list the home on multiple platforms, perform showings, draft and review contracts, negotiate on your behalf, follow up regarding inspections, and coordinate the closing) then typically they would be compensated 3% of what you sell your home for BY YOU. If your agreement says 6% to be split between buyers and sellers agents then see if they will add something to say “If the buyer is not represented by an agent then the seller will only pay 3% to the listing agent.” Essentially what this means is that if there is no agent on the buyer side then you recoup that 3% of savings rather than your agent making double.

Think through what you can sell your home for without an agent’s help. Use this formula below to see if using an agent would make you more money.

What I think I could sell my home for x 1.06 = What my realtor needs to sell it for

Almost always an agent will be open to tweaking their engagement letter ahead of time, but trying to get out of an engagement letter later in the process when a lot of work has been completed is much harder to do.

Ultimately, your agent needs to be someone you trust. If these red flags make you weary of using an agent, don’t fret. You have other options. Instead of using an agent, it is possible to sell your home on your home (“for sale by owner”).

Taida Corp usually buys from homeowners who are selling their home without an agent. We go to great lengths to explain the entire home selling process and make you feel comfortable with everything along the way. We want to get to know you, so contact us—and we’ll get that house off your hands. 


While you don’t have to use a real estate agent to sell your home, if you decide to, you need to be aware of the possible red flags. Let’s walk through a few real estate agent red flags, that way you can make an informed decision that is right for you. 


home-property-real-estate-realtor-apartment-life-couple-in-love-buying-house-real-estate-agent t20 rBOz8X

Red Flags to Look for Before Listing Your Home With a Real Estate Agent

It can be tough to decide whether or not to hire a real estate agent when selling your home. If you’re contemplating if using an agent is the right decision for you, then you’ve come to the right place! Take a look below at this list of the [pros and cons of using an agent](https://renovated.com/pros-and-cons-of-using-a-real-estate-agent/), to help you make an informed decision.

## Pros of Using an Agent

### Market knowledge and strategy
A good agent will have a strong grasp of the real estate market in your area. They will have a strategy on what price to list your home at and which offer to accept. What are similar homes selling for in your area, when is an offer a “good offer”, and when should you wait for a better one? Below are a few strategies an agent could take...

- Price it under its current value (will receive the most offers).
- Price it at its current value (will receive the most realistic offers).
- Price it over its current value (will receive the least amount of offers).
- Depending on your situation, making as much money as possible might be your biggest priority. Alternatively, you might care more about closing quickly. Each strategy has its pros and cons and your agent should be able to explain in detail why they recommend choosing one strategy over the others.

### Contracts can be confusing
It can feel really complicated to sell your home, especially if you haven’t done it before. An agent will know all of the nuances that go into the contracts involved. With an agent reviewing and preparing your contracts you’ll have peace of mind that you aren’t getting taken advantage of. They will make sure that you fulfill all of your contractual obligations as the seller so that you are protected.

### It can be a LOT of work selling on your own
It’s a hassle to sell your home because 1) all of the prep steps involved to SHOW your home 2) doing all the showings take forever 3) all the steps involved once you have found a buyer. Between fielding calls from prospective buyers, doing all the showings, reviewing contracts, coordinating inspections, coordinating with a title company, and signing away your deed, your calendar will be fully booked.

## Cons of Using an Agent

### It is expensive.
Typically agents charge a commission to the homeowner of 6% for their services. That means if you sell your home for $500,000 for example then $30,000 goes to the agents. Make sure that the pros of using an agent outweigh that $30,000 cost.

### It’s very competitive.
Like all of us, real estate agents rely on the income they receive from their careers to survive. Therefore, if an agent has multiple clients who all want their services, the agent is more likely to work with the easier clients: sellers who have easier terms, easier timelines, and an easier-to-sell home may get the most attention. 

### You lose total control of the sale.
If you feel like you want a strong amount of control of the selling process, then working with a real estate agent might not be right for you. From negotiations to how hard you market your home, the realtor will be in control.

Unfortunately, realtors aren’t financially motivated to sell your home for more money. As we outlined, realtors make a 3-6% commission. If they can sell your home for $500,000 spending only 5 hours of their time vs. selling your home for $510,000 spending 100 hours of their time they only make an extra $300-$600. That extra $10,000 might mean a lot to the homeowner but doesn’t mean much to their bottom line.

The Realtors Associations' rules and guidelines also prevent them from creating a bidding war. Many sellers might be familiar with the phrase “just submit your highest and best” when talking with a realtor. From a realtor’s perspective, creating a bidding war might be a hassle, but from a seller’s perspective, a bidding war is a best-case scenario.

## Parting Thoughts

Whatever decision you make, there will always be pros and cons. One of the other key factors to think about is time. What kind of time do you have to sell your home? Do you have several months or do you need to sell your home NOW? 

If you only want to use a real estate agent to help with the contracts then consider hiring a lawyer. Contract review through a lawyer will cost between $200-$1,000 rather than paying 3-6% of the total selling price.

If you need to sell your home quickly and efficiently, the traditional home selling process might not be the best fit for you, however, an all-cash offer sale could be the perfect solution.

See how simple, easy, and quick selling your home without an agent can be [here.](https://www.taidacorp.com/about)


It can be tough to decide whether or not to hire a real estate agent when selling your home. If you’re contemplating if using an agent is the right decision for you, then you have come to the right place! Take a look below at this list of the pros and cons of using an agent, to help you make an informed decision.

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